Do you qualify for loan forgiveness or lower monthly payments?
CALL US TO FIND OUT! 800-820-8128

How to discharge your student debt if you attended Corinthian College. 2021 Guide for Former Corinthian College Students.

Discharge Student Loan Debt

On April 27, 2015, Corinthian Colleges proclaimed that they were rapidly stopping transactions and instruction at their outstanding sections across the country. If you were revisiting any of these closed schools on April 27, 2015, or removed from these schools after June 20, 2014, you have two choices to Discharge Student Loan Debt. Apply for a closed school loan discharge or Change received the credit to another university to continue your education in a similar program. In the Closed  School Discharge If you revisited a Corinthian school (Everest, WyoTech, or Heald) that stopped while you were reconsidering or soon after you withdrew, you must be available for a closed school discharge. Students who qualify for a closed school Discharge Student Loan Debt can get a 100% discharge of the federal Direct Loans, Federal Family Education Loan (FFEL) Program loans, or Federal Perkins Loans they took and payment of amounts they have already made to the Government.

Closed School Loan Discharge




You have the choice of closed school Loan Discharge as long as YOU:

  • haven’t completed your program at a Corinthian school.
  • did not previously transport your Corinthian credits to another school in a related program (for instance, if you were taking an economic plan and you moved to another commercial program, that would be a  change to a matching program).
  • were revisiting the school when it closed or withdrew on or after June 20, 2014.

A closed school Discharge Student Loan Debt usually solely involves students who withdrew (without finishing their programs) within 120 days of the school’s closing date or were visiting when the school shut.

However, for Corinthian students, the Secretary of Education has continued the timeframe to add any Corinthian student who withdrew from one of its closed schools on or after June 20, 2014.

For information about the place of your academic records, you should talk about the state licensing agency in the state in which the school was located to inquire whether the state made adjustments to store the files.

To apply for loan forgiveness by a closed school discharge, you can either:

Complete and turn the Closed School Loan Discharge Student Loan Debt Application sent to you by your servicer (or you can complete this Closed School Loan Discharge Application and return it to your loan servicer); or

Talk your loan servicer about the applying process for preparing your loan discharged.

If you have any difficulties including this system, you must contact your loan servicer.

Transfer of Credits


federal student loan forgiveness


If you do not want to receive a closed school discharge, you may transfer your credits to a comparable program submitted by another institution. You should first verify that your coveted school will allow Corinthian credits by reaching that school.

if you transfer your credits to a related program at another institution, you cannot ask closed-school debt relief. Nevertheless, if you believe you have a  right against your school under state law, such as fraud, you may still seek debt relief based on borrower support to compensation, as described following, always, if you transfer your credits to another school.

For More Advice Discharge Student Loan Debt

A group of corporations and institutions are setting up a volunteer counseling team to aid Corinthian students to operate the various benefits. Talk them to communicate with a volunteer counselor.

How Does Corinthian Colleges Debt Forgiveness Work?

The rules are pretty straightforward. To qualify for Corinthian colleges loan forgiveness benefits, you must give one of the two special qualification requirements. 

Two Kinds of Corinthian Forgiveness Advantages 

Closed School Relief – You change for the Closed School Student Loan Program if you need of the Corinthian schools that finished on April 27th, 2015

Defrauded Student Relief – You are eligible for the Defrauded Student Relief Program (the Borrowers Defense Against Repayment Program) if you were duped by a Corinthian school that you went to, or you think that the school  outraged state laws (whether or not it was closed)

The good news is that practically every former student of the Corinthian School in the past several years is going to qualify for one of the above programs.

the sad news is that solely the first program makes it simple to qualify for loan forgiveness because the second program needs some confusing legal writing and a  full application process.

Closed School Relief Program

The first way to change for Corinthian forgiveness benefits is via the Closed School Relief program, which is about as cut-and-dry as it takes. If you moved to one of the Corinthian schools that were shut on April 27th, you’re going to qualify for forgiveness.

That makes this one of the most straightforward, most comfortable loan forgiveness programs on the market. It doesn’t need a ton of background work, consulting fees from attorneys or student loan experts, or much actual time use researching and addressing up descriptions of what occurred to you.

If you were a student at the Corinthian school when your school closed, then the program will discharge your loans. Pretty awesome right?

I shall describe the details to how it works below.

Defrauded Student Relief Program

The more difficult way to forgiveness is the second program I’ve listed above. It is called the Defrauded Student Relief program, which is far more nuanced. It requires explaining to the Federal Government that Corinthian Colleges lied to you. Basically doing wrong posting, to get you from signing up for your program.

Maybe Corinthian agreed that you’d be able to get a great job, pay back your student loans quickly, or make a substantial wage on investing time and money into their education program? Maybe they agreed something else that they didn’t deliver on? As long as you can confirm that they said something they shouldn’t have, then you should qualify for forgiveness benefits too.

It is not significantly comfortable to determine that your school deceived you. You’ll have to write a Borrowers Defense Against Repayment letter (which is a legal document) to conclude that Corinthian broke some state or Federal law. Your resulting loan must, therefore, be discharged in full.

What Should You Do to Discharge Student Loan Debt?

Individually, I recommend taking the relief benefit. Especially if you think you will ever have trouble paying back the student loans you borrowed.

There’s a couple of warning to the idea that Closed School Discharges work though. So you’ll need to keep the following in mind. You will not be able to change for the Corinthian Colleges Closed School Discharge Student Loan Debt Program if you:

  • completed your program at a Corinthian school
  • transferred your Corinthian credits to another school in a similar program
  • were not visiting the school when it closed, or you withdrew from Corinthian before June 20th, 2014

How can you apply for a Corinthian Colleges Closed School Relief Discharge? 


Student loan consolidation


That is the easy part. Do one of the following:

Get and fill the Closed School Loan Discharge Application form. Return it to whoever is providing your loan (whoever you indicate monthly fees to).

Contact whoever is supporting your credit. Direct them what you need to do and Inform that you know you qualify for the Closed School Relief discharge. They will be legally obligated to walk you through the application process.

This is an excellent chance for anyone:

1. who went to a Corinthian school during this period but didn’t complete their program;

2. who isn’t interested in continuing at another school.

If you fall into that categorization of people, then you’d better take action now. There’s no way to be sure that President Trump’s approaching student loan improvements won’t wipe out these benefits entirely.


Two Alternatives for Dealing with the Corinthian Closure

Keep in mind that you do not have to try Discharge Student Loan Debt if you attended Corinthian Colleges and you want to retain the credits you earned while in school with them. It is possible to apply instead to have your credits transferred to another University. This process lets you retain credits you’ve previously received. However, you will also need to keep paying back the student loans you took out to pay for those credits. The reality of the position is that you’ve got two choices for dealing with the Corinthian closures, which are: If you prefer to take the Closed School Discharge way, then you will be eligible to accept up to 100% forgiveness. This applies to any federal Direct Loans, FFEL Program Loans or Federal Perkins Loans. But that is not all. Because the program will not only wipe out the rest of your remaining student loan debt. You’ll also get compensation for whatever amount of money you’ve already spent the Federal Government on these loans.