The recent tendency in student loan problems is related to forgiveness, repayment plans and discharge problems. Those issues can arise if families are not well educated and they cannot evaluate chances and hazards. Many students take a loan to continue their studies, but after graduation, they are struggling to pay it back. Amount of student loans are going to become innumerable. Almost in every US university students need to take loans to cover their tuition fees. In the rarest cases, they have a chance to take back this loan and Brown Mackie loan forgiveness is one of them. Brown Mackie loan forgiveness program has two subprograms, one of them is The Borrower’s Defense to Repayment (BDAR). Another is related to closed colleges. When a college closed students who took a loan to pay tuition fees have an opportunity to bring back their money.

Why did Brown Mackie scam happen?

brown mackie loan forgiveness

If a student attended Brown Mackie College in the last ten years and benefit from Brown Mackie Loan Forgiveness programs, they can bring their money back. As we said above, both of the options, BDAR, and Closed College Discharge are for students who were a victim of the college fraudulence. The college might be sued for different reasons. In Brown Mackie case, revealing of delinquency was related to the Education Management Corporation. This company was known as a major financial supplier of the college. In 2015, the US government sued the Corporation, and it was decided that they have to pay $95.5 million. Suspicions about the College started with that, and further investigations revealed corruption and different cases of misleading news and emails.

Brown Mackie scam

This case was not restricted with the Brown Mackie, many other colleges confronted with the same issue, and almost all of them stopped their functioning. As in every college, the administration agreed to repay, forgive or discharge students loans. Wrong and misleading advertisements, non-existent job offers, made up statistical numbers what made students to choose the college and be eligible for Brown Mackie loan forgiveness program at the same time.

Students demanded their rights and money after seeing useless of the promises of the College. When they graduate, find no job around and saw that the statistics presented to them were not real. Or when they see a new email which involves advertisement and get in touch with advertised material their expectations did not meet reality. In these cases, they thought that all those advertisements, useless fairs were just parts of the intention to draw them into the College. Boycotts started with that and the fact that financial supporter of the university sued for the settlement, just pointed one thing – students were lied and convinced to take a loan for studying at the College.

Borrower’s Defense Against Repayment

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This was the case when students were believed to borrow and pay back their student loans. In the colleges, it was done by teachers or other workers. Some administrative boards set up rules that many students to the College are directly proportional to the salaries. Logically, workers started to spread false information for the sake of their salary. And colleges become the place where many lied people gathered. After this fact revealed by some students, families, and lawyers the College sued many times. The result of court cases was forgiving or repaying students money. Borrowing case is the same for Brown Mackie loan forgiveness.

Application to Borrower’s Defense against Repayment

As in every application program, this particular option of Brown Mackie loan forgiveness program requires careful filling forms. In the application form, you should present that you were one student who was part of fraud $95.5 million and deserves your repayment. You should mention that you were believed to borrow money for paying back your loan. You need to mention how attractive their promise was and only that promise made you take a borrow for your loans. Try to state personal concerns against the College, only in that case your chance of selecting from groups of applying people is more real. If you highlight state rules and to what extent the College violated those rules your application will seem more real.

One more thing about the application process is to find someone experienced. It could be a lawyer or company who has law services. But be sure that you would not be deceived the second time. Because many law corporations are working in accordance with that type of Colleges and their aim is getting as much money as possible. After a while, you could find yourself in the center of another fraud and your money and time to be taken from you.  

How to file your application

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You can file your Brown Mackie loan forgiveness application and ask questions if you had. DO NOT state your objections against the College anywhere else. Otherwise, lawyers and other people who work for the College can find cases for defending themselves or someone else to use this case and take your money from the College.

In the US many colleges have been accused of fraud and fake news and statistics. Some were revealed, and their students gain a chance to take back money the paid to the University, or their loans to be forgiven. In our website, we introduced many of them, and for each of them, we highlighted individual cases. As you know, the applications process are full of paperwork and irritating procedures that you almost forgot what to mention. For that reason, highlights for a particular program,payment calculation are given as well.

Closed College Discharge option

Colleges could be closed for any particular purpose. In the US this is mainly for fraud cases and misusing of their student resources, spreading information that does not match with the reality. When students see that early promises of College are not turning into reality, they sue against the college. Some Colleges with similar problems have been closed, and the courts demanded to pay back the loans students took. Brown Mackie loan forgiveness involve closing case. Even former students are eligible for the Closed College discharge program. There are some criteria for you to fit in the program.

  • You have to attend Brown Mackie
  • If you graduated four months before the college closed
  • You should not transfer your credit to another university
  • You should not graduate from University. You must have some credits at the university

Closed College program is more straightforward that Borrower’s Defense Repayment program and in the application form you should answer easy yes or no questions. The pdf form of the application is placed on the official website of Federal Aid. One more great new about Closed College program is that it is so simple that you do not need anyone else to defend your case or teach you how to state your arguments.

Which to choose: Closed College or Borrower’s Repayment

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Both of the programs are set up to serve you to bring your money back. Closed College program is recommended because of the reasons below:

  • Discharge for Closed College program is simple, do not involve as much as individual cases in BDAR
  • It will not take much time as Borrower’s Defense against Repayment
  • It is enough to prove that you were a student at this college

If you are going to apply for the Brown Mackie loan forgiveness program first apply for Closed College Discharge. And if you want to be selected as BDAR program, do it after, because it is more teasing than the first option.