In 2019, many students can be qualified for the University of Phoenix student loan forgiveness. After the lawsuit against UOP, it became clear for everybody that the University of Phoenix committed illegal activities and violated the state laws. The lawsuit charged the UOP, as it used delusive recruiting methods, misrepresenting the income and job replacement rates. After this student loan class action lawsuit, University of Phoenix settled $10 million by ED. As the Department of Education announced, borrowers may get partial loan forgiveness, depending on their income. If you are a student misled and defrauded by the University of Phoenix, there are closed for-profit school student forgiveness programs, such as Borrower Defense to Repayment to discharge your student loans. In our article, we will guide you through the application process on how to get the University of Phoenix student loan forgiveness.
Information about the University of Phoenix
The University of Phoenix is founded in 1976, headquartered in Arizona, the United States of America. The University started with eight students as a for-profit school. The enrollment at the university was high in 2010, but the numbers declined after the lawsuit. Since 2015, the University of Phoenix has been investigated by FTC.
The University of Phoenix committed illicit activities against both the students and the federal government. UOP violated the state laws, defrauded the students about getting student loans, and job placement after graduation.
If you are among the deceived victims of this school, there is an opportunity for you to get a discharge for your student loans. The University of Phoenix student loan forgiveness is for the borrowers who believe they are misled and defrauded by UOP.
Student loan class action lawsuit against the University of Phoenix
The University of Phoenix is accused of many deceitful and illicit actions against the students. The class action lawsuit is the end for UOP. Many students claimed that education quality was not as good as the university promised. As a for-profit school, the University of Phoenix is being sued for violation of the contract and the contractual relations, taking the advantages of many low-class citizens, false advertisements, terrible actions, such as providing false information to the government about student aid statistics.
After the class action lawsuit, the university agreed to discharge the student loans for the borrowers who qualify for the University of Phoenix student loan forgiveness.
University of Phoenix Student Loan Forgiveness through Borrower Defense to Repayment Program
Many students of the University of Phoenix has a problem paying their student loans. If you are one of the University of Phoenix students who are suffering to pay the financial aid student loans back, you may be eligible to get a discharge through Borrower Defense to Repayment.
Borrower Defense to Repayment allows you to discharge your student loans, if the University of Phoenix defrauded you about taking federal aid student loans, misrepresented you the poor study program and false employment rates, violated the federal laws with any deceitful action. To apply Borrower Defense to Repayment, you need to prove with facts that the University of Phoenix misled or defrauded you. In your Borrower Defense claim, you need to accuse the school of false advertisements, fake income rates after graduation to get the University of Phoenix student loan forgiveness. After your application is accepted, your University of Phoenix student loans will be forgiven. You may qualify for a refund as well. In the next section of our article, you will learn about the qualifications and the requirements of getting a benefit, refund or discharge for your University of Phoenix student loans.
How to Qualify for a University of Phoenix Student Loan Discharge, Forgiveness Benefit or a Refund
After the University of Phoenix is accused of illicit activities against the federal government and the students, the victims of the school have the chance of benefiting from their student loans.
What are the main requirements to get the University of Phoenix student loan discharge through Borrower Defense to Repayment?
The primary requirement to qualify for Borrower Defense to Repayment is to prove that UOP misled and defrauded you. You should claim that the university misrepresented its academic program, did take fraudulent actions, deceived you to get the federal aid student loan. Apart from your application, you need to support your claim with additional materials to make it easy to get the student loan forgiveness.
Fortunately, there is a big possibility to qualify for the University of Phoenix student loan discharge in 2019. If you find out that you are eligible for the Borrower Defense to Repayment Discharge, you may apply to the program and get the forgiveness for your student loans. If the committee approves your application, you may even get a refund for the amount you paid previously for your student loans.
Let’s now learn the application process and steps you need to take in 2019, to get forgiveness for your University of Phoenix student loans.
How to apply closed for-profit school student loan forgiveness in 2019
To apply for student loan forgiveness through Borrower Defense to Repayment, you need to fill out the application form. You can upload the additional materials to strengthen your claim. In the online application form, you should fill out the personal information, your enrollment dates at the University of Phoenix and your signature. Read the given instructions with attentional, then submit your application to get the student loan forgiveness.
Take into account all fraudulent activities that the University of Phoenix is being accused of. Use them in your Borrower Defense claim as the arguments to get the University of Phoenix student loan forgiveness and maybe even a refund for the amount you paid previously.
Keep in mind that while your application is being reviewed, you do not need to stop paying your student loan debts. It may take a year to get a notification from the Education Department. Not paying your debts is also wrong because you will go for the Borrower Defense process, it may weaken your claim and put your eligibility under question.
Getting the student loan forgiveness
In conclusion, receiving student loan forgiveness is possible considering all situations with the University of Phoenix lawsuit and student loan crisis.
Luckily, you have the chance to get a forgiveness benefit and a refund as well. Federal student loan forgiveness programs such as Borrower Defense to Repayment allows the borrowers to eliminate their student loans. You can follow our guide to learn about the eligibility requirements and application process in 2019 to get forgiveness for your student loans.
The primary reason for making you eligible for this discharge is the fraudulent activities that the University of Phoenix performed against you. As the University of Phoenix violated the state laws, encouraged students to get false student aid, misled and defrauded the students, it received a settlement from FTC. After you get the full information about the class action lawsuit and settlements against the University of Phoenix, now apply to the program, make your claim, and get the University of Phoenix student loan forgiveness.